Land Transfer Tax Calculator

How Much Land Transfer Tax Will You Pay in Brampton?

Quick answer: Brampton buyers pay only Ontario’s provincial land transfer tax – there’s no municipal tax like Toronto’s. First-time buyers can get up to $4,000 back. Estimate your tax below.

Land transfer tax is one of the biggest closing costs when you buy a home – and the good news for Brampton buyers is that you pay only the Ontario provincial tax, not the extra municipal tax that Toronto charges. This calculator estimates your Brampton land transfer tax and any first-time buyer rebate, so you can budget your true cash-to-close.

Mortgage Land Transfer Tax Calculator
Determining your land transfer tax
Provincial ? $-
+ Municipal ? $-
− Rebate ? $-
= Land transfer tax $-

Good news for Brampton buyers: no municipal land transfer tax

Toronto is the only city in Ontario with its own municipal land transfer tax. Buying in Brampton means you skip it entirely – on an $850,000 home, a Toronto buyer would pay roughly $13,475 extra in municipal tax that a Brampton buyer simply doesn’t owe. That’s a real, local reason to buy in Brampton.

Ontario land transfer tax rates (2026)

Portion of purchase priceTax rate
Up to $55,0000.5%
$55,000 to $250,0001.0%
$250,000 to $400,0001.5%
$400,000 to $2,000,0002.0%
Over $2,000,0002.5%

The tax is “marginal” – each portion of the price is taxed at its own rate, then added together.

Worked example – $850,000 Brampton home

  • 0.5% on first $55,000 = $275
  • 1.0% on next $195,000 = $1,950
  • 1.5% on next $150,000 = $2,250
  • 2.0% on remaining $450,000 = $9,000
  • Total Ontario land transfer tax = $13,475
  • First-time buyer? Subtract the $4,000 rebate → $9,475

First-time buyer rebate – up to $4,000

First-time buyers in Ontario can claim a rebate of up to $4,000, which fully covers the tax on homes priced up to about $368,000 and reduces it on higher-priced homes. To qualify you must be 18+, a Canadian citizen or permanent resident, occupy the home as your principal residence, and have never owned a home anywhere in the world (your spouse must not have owned one while your spouse).

When and how you pay

Land transfer tax is a one-time cost due at closing, handled by your real estate lawyer as part of your closing funds. Add it to your cash-to-close budget alongside legal fees and adjustments.

Land Transfer Tax FAQ

Brampton buyers pay only Ontario’s provincial land transfer tax. On an $850,000 home that’s $13,475, reduced by up to $4,000 for first-time buyers.
No. Only Toronto charges a municipal land transfer tax. Brampton buyers pay the provincial tax only, saving thousands versus a comparable Toronto purchase.
Up to $4,000. It fully covers the tax on homes up to about $368,000 and reduces it on higher-priced homes, for buyers who have never owned a home anywhere.
At closing. Your real estate lawyer collects and remits it as part of your closing costs.
$13,475 in Ontario land transfer tax, or $9,475 after the $4,000 first-time buyer rebate.

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